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Federal Disability Retirement (FERS and CSRS)
- TURN A REMOVAL ACTION TO YOUR ADVANTAGE: HOW TO USE GETTING TERMINATED TO HELP WIN A DISABILITY RETIREMENT
- Federal Disability Retirement - Know Your Time Limit to Appeal! - Appealing an OPM Decision to the MSPB
- DISABILITY RETIREMENT BENEFITS FOR FEDERAL EMPLOYEES AND POSTAL WORKERS: AN OVERVIEW
- Coordination of FERS Disability Benefits and Social Security Disability Benefits
Divorce, Custody, and Family Law
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Alternative Dispute Resolution
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- The Bad Check Law is Back (Did you know it was missing?)
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Social Security Disability Insurance
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- Drugs and Alcohol Burden of Proof on the Claimant
- Update on Judicial Review and Additional Evidence at the Appeals Council
- October 25, 2005 letter to Commissioner of Social Security
Long Term Disability Insurance / ERISA
- Standards of Review in ERISA Claims
- Maximize Chances of Winning Long Term Disability Claims
- LTD Victory: Independent Physican Review Without Examination Ground to Reverse Denied Claim
- Employee Retirement Income Security Act (ERISA) Claims Procedures
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Maryland Teacher and State Disability Retirement
Employment Law
- Maryland Employees - You Get Your Vacation Time!
- What Agency Actions Are Illegal Because Of Discrimination Laws?
- Federal Employees: You Must Act To Protect Your Rights Against Discrimination
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- Maryland Workers' Compensation 2004
Disability
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- Overview of Employee Disability Programs
Wills, Trusts, Probate & Estate
General
Maryland Teacher and State Disability Retirement
The Maryland State Retirement System (SRS) provides its eligible employees with a disability retirement annuity, as well as continued health insurance coverage, in the unfortunate event that serious injury or illness permanently prevents an employee from performing their job duties. Eligible employees include those employed by State agencies, as well as public school teachers and administrators. To show eligibility, an employee must meet both length of service requirements and provide adequate proof of disability.
Generally, to be considered “disabled” under SRS, an applicant must establish that they are permanently unable to perform the duties of their job, not that they are totally disabled from performing any job. Similarly, to prove “permanent” disability, the applicant must show that the disability is expected to last at least one year, not forever.
The State of Maryland provides benefits for two types of disability retirements:
- Ordinary disability covers a permanently disabling medical condition.
- Accidental disability applies to a permanently disabling medical condition resulting from injuries sustained from an accident that occurred on the job.
All disability claims are evaluated by the SRS’s Medical Board, which is comprised of a group of physicians with a wide array of medical specialties. Although applications for a disability retirement annuity may be submitted while the employee is still working and within four years of the date of separation (three year for members in a non-contributory pension system), SRS may only award benefits dating back to the date the application is filed. Generally, the disability application process often moves quickly and decisions are often issued within 90 days. However, if additional information is needed or benefits denied and an appeal filed, the process can take much longer.
It is important that you allow yourself sufficient time to make informed decisions about your disability retirement and meet the various filing deadlines. Contacting an experienced attorney prior to filing your application can improve your chances for success and a smooth transition from work to a disability annuity. An experienced attorney can assist in completing and processing your application, and in obtaining medical and vocational evidence necessary to prove your disability claim.
If you wish to speak with Andalman & Flynn about State Disability Retirement, you can contact our office for a free disability consultation by calling (301) 563-6685, or toll-free at 1-888-558-7871, or please contact us online and one of our trained professionals will contact you to discuss your State Disability Retirement Claim.
Library for Maryland Teacher and State Disability Retirement:
- One Accident, One Disabling Condition, Two Benefits [PDF]
Description: As a state employee in Maryland or public school teacher, you may be eligible to receive Accidental Disability Benefits if you suffer a “permanently disabling medical condition” as a result of injuries sustained during an accident that occurred at your job.
Frequent Questions for Maryland Teacher and State Disability Retirement:
- Why should I hire Andalman & Flynn?
- How much does it cost to hire Andalman & Flynn?
- When should I file my claim and how long will the process take?
- What is the definition of disability?
- What is the difference between ordinary and accidental disability?
- How much will I get paid?
- Where do I file my application and from what date do my benefits start?
- Can I work and still get benefits?
- Do I get to keep my medical insurance if my application is approved?
- What are my appeal rights?
Web Resources for Maryland Teacher and State Disability Retirement:
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8601 Georgia Avenue,
Ste. 604
Silver Spring, MD 20910
Phone: (301) 563-6685
Fax: (301) 563-6681
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